A free Splitwise alternative, made for India
If you are looking for a different way to split group expenses, TripMate is a free option built around how people in India travel and pay: UPI settlements, offline use and regional languages.
What TripMate offers
- Free, with no ads.
- Settle up by UPI (GPay, PhonePe or Paytm open with the amount filled in) or in cash.
- Works fully offline and syncs later.
- Hotel rooms, multiple payers, couples and sponsorships.
- Bill photos and payment screenshots attached to expenses.
- 20 Indian languages.
- No sign-up email or password: log in with your mobile number and a 4-digit PIN.
Switching is simple
Create a trip, share the invite link on your group chat, and start adding expenses. Friends can join from the browser in seconds; nobody needs to install anything.
Worked example
Four friends, one weekend in Goa, ₹20,000 spent
| Paid by | For | Amount |
|---|---|---|
| Asha | Villa for two nights | ₹12,000 |
| Meera | Seafood dinner | ₹4,800 |
| Ravi | Cabs and scooters | ₹3,200 |
Total ₹20,000, shared equally between 4 people: ₹5,000 each. TripMate settles it in 3 payments:
- Dev pays Asha₹5,000
- Ravi pays Asha₹1,800
- Meera pays Asha₹200
Frequently asked questions
Is TripMate really free?
Yes, TripMate is free on the web and Android, and it has no ads.
Can we settle by UPI or cash?
Both. Paying by UPI opens your UPI app with the payee and amount filled in. Paying in cash, you mark it paid in cash. TripMate itself never handles money.
Can I use it without internet?
Yes. TripMate is offline-first: add expenses anywhere and they sync when you reconnect.